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508 Twilight Trail, Suite 201,

Richardson, TX 75080

Commercial Insurance: Comprehensive Protection for Your Business

Beyond Coverage: Strategic Solutions for Your Business Needs

At Rising Star Insurance Group, we do more than sell insurance—we provide tailored solutions to protect your assets and help your business thrive. Using our innovative Commercial Lines Risk Evaluation System, we can help lower costs while enhancing your protection. Let’s create a plan that meets your unique needs, from general liability insurance to business interruption insurance and beyond.

Commercial Insurance Solutions

Business Owners Policy (BOP)

A Business Owners Policy (BOP) combines essential coverages like commercial property insurance, general liability coverage, and business interruption insurance in one cost-effective package. Perfect for small to medium-sized businesses, a BOP safeguards your assets, helps manage costs, and protects your bottom line.

Key Benefits:

Comprehensive property and liability coverage.
Business interruption protection for lost income during downtime.

Learn More About BOP Insurance

Commercial Auto Insurance

Whether your fleet is large or small, commercial auto insurance is vital for businesses using vehicles. This coverage addresses the specific risks of operating company vehicles, from liability to damages. Keep your business moving forward with tailored coverage.

Key Coverages:

Liability for accidents caused by company vehicles.
Comprehensive and collision coverage for vehicle repairs.
Protection against uninsured or underinsured drivers.

Explore Commercial Auto Insurance

Commercial Property Insurance

Protecting your business’s physical assets is crucial to long-term success. Our commercial property insurance plans safeguard your buildings, equipment, and inventory against damage caused by events like storms, theft, or fire.

Key Benefits:

Customizable plans to suit your property needs.
Coverage for repair or replacement costs.

Get Property Insurance

Additional Commercial Insurance Services

General Liability Insurance
Lawsuits can pose significant financial risks for businesses. General liability insurance provides essential coverage for bodily injury, property damage, or personal injury claims, protecting your business from potentially catastrophic legal expenses.

Key Benefits:
- Financial protection from legal claims.
- Peace of mind for your business operations.
Workers Compensation Insurance
Protect your employees and manage financial risks with workers compensation insurance. This mandatory coverage helps businesses cover medical expenses and lost wages for workplace injuries, ensuring both compliance and employee welfare.

Key Benefits:
- Covers medical and wage costs for injured employees.
- Helps businesses comply with state laws.
Cyber Liability Insurance
In the digital era, businesses face increasing threats from data breaches and cyberattacks. Cyber liability insurance protects against financial losses and reputational damage caused by these incidents, ensuring your digital operations remain secure.

Key Benefits:
- Covers costs associated with data breaches.
- Protection against ransomware attacks and hacking.
Inland Marine Insurance
For businesses with off-site operations or goods in transit, inland marine insurance provides essential protection. Whether you’re moving equipment, tools, or specialized assets, we ensure your property is safeguarded wherever it goes.

Key Benefits:
- Coverage for tools, equipment, and goods in transit.
- Protection for unique or high-value property.
Employee Benefits
Attract and retain top talent with a robust employee benefits program. Rising Star Insurance Group helps you design cost-effective packages, including health, dental, 401(k), and other perks to meet your workforce’s needs.

Key Benefits:
- Comprehensive health and lifestyle benefits.
- Customized packages to suit your budget and goals.
Nonsubscriber Insurance
In Texas, employers can opt out of workers’ compensation by choosing nonsubscriber insurance, offering flexibility and cost savings. With decades of experience, Rising Star Insurance Group is your trusted partner in managing this alternative solution.

Key Benefits:
- Expert guidance in implementing nonsubscriber plans.
- Comprehensive protection for workplace injuries.

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Why Choose Rising Star Insurance Group?

For over 30 years, Rising Star Insurance Group has been providing businesses with tailored insurance solutions. From errors and omissions insurance to workers compensation insurance, we deliver expert advice, comprehensive coverage, and unmatched customer service.

Let us help you protect your business and drive success.